Last updated: January 15, 2026
Terms & Conditions
1. Purpose
These Terms & Conditions govern access to and use of the site lumivariomx.com and the educational materials offered by Lumivariomx Educación Financiera, S.C.
2. Acceptance
Use of the site implies full acceptance of these Terms. If you do not agree with any of its provisions, please refrain from using the services.
3. Nature of the content
All content published on Lumivariomx is exclusively educational and informational. It does not constitute recommendations, offers, invitations, or advice on financial, investment, tax, or legal matters.
4. No provision of financial services
Lumivariomx is not a financial entity regulated by CNBV or CONDUSEF for the provision of financial services. We do not take deposits from the public, we do not grant credit, and we do not operate financial instruments.
5. Intellectual property
The content of the site, including texts, graphics, logos, and audiovisual materials, is owned by Lumivariomx or its licensors. Reproduction, distribution, or modification without written authorization is prohibited.
6. Permitted use
You agree to use the site in accordance with the law, morals, and good customs. You may not perform acts that damage the integrity of the site, attempt unauthorized access, or affect other users.
7. Limitation of liability
Lumivariomx is not responsible for financial decisions taken by users based on the educational materials. The practical application of the published information is the exclusive responsibility of each person.
8. Modifications
We may update these Terms at any time. The current version will be available on this page, indicating the last update date.
9. Applicable law and jurisdiction
These Terms are governed by the federal laws of the United Mexican States. Any dispute will be resolved by the competent courts of Mexico City, with express waiver of any other jurisdiction.
10. Contact
For questions related to these Terms, contact us at legal@lumivariomx.com.